Business Lines of Credit
A Business Line of Credit from Fusion Capital gives you flexible, ongoing access to capital—exactly when you need it. Think of it as your business’s financial safety net: draw funds when needed and only pay interest on what you use.
Unlike term loans that provide a lump sum, a line of credit allows you to borrow flexibly over time. This makes it ideal for handling fluctuating cash flow, covering unexpected costs, or taking advantage of new opportunities without committing to long-term debt.
Once approved, you can access your funds through a simple online dashboard. Draw only what you need, and repay at your own pace within the agreed term. As you repay, your available credit replenishes, ensuring you always have working capital at your fingertips.
This product is perfect for businesses that experience seasonal highs and lows, manage ongoing expenses, or need to invest in short-term opportunities like flash sales, bulk inventory purchases, or temporary staffing.
With Fusion Capital, there are no hidden fees, no prepayment penalties, and no long waits. We offer clear terms and full transparency, so you know exactly what you’re signing up for.
If you’re looking for dependable, on-demand capital without locking into a large loan, our Business Line of Credit is a smart and strategic choice.
Your Small Business partner since 2013
$100M+
Funded
12k+
Small Businesses
A+
Rating
Our Small Business Funding Solutions
Fusion Capital and our trusted partners can provide strategic working capital up to $1.5 million in as little as 24 hours from acceptance.
Small Business Loan
Fixed terms make this a hassle-free lending solution for growing businesses that need fast working capital for expansion, cash flow management, and other business operations.
- Prepayment discount
- Terms up to 18 months
- Approval decision in as little as 4 hours
- Funding up to $1.5 million
Working Capital Loans
Access quick working capital to cover payroll, inventory, marketing, or daily operations—so you can focus on growing your business.
- Variable terms accommodate lower cashflow period
- Weekly payback plans
- Funding up to $1.5 million
Business Lines of Credit
Flexible financing you can draw from anytime. Pay only for what you use—ideal for seasonal businesses or fluctuating cash flow.
- $5,000 — $100,000
- Weekly or Monthly Payments
- Repayment terms — 12, 18, & 24 months
- Draw & pay for only the amount you need, when you need it.
Invoice Factoring
Turn unpaid invoices into immediate cash flow. No more waiting 30, 60, or 90 days for customers to pay.
- Fast and Easy Process
- Immediate Cash Flow
- No More Payment Delays
- Flexible Funding
Business Term Loan
Get a lump sum upfront and repay with predictable monthly payments. Perfect for long-term projects, expansions, or large investments.
- Predictable payment schedule
- Lower interest rates
- Potential for early loan repayment
Equipment Financing
Funds equipment purchases while preserving cash flow
- Funding specifically for equipment purchases, repairs or leases
- No need for additional collateral
- Can skew towards higher rates
Why Choose Fusion Capital for Business Financing?
Fast Business Funding
Get approved in as little as 24 hours.
Flexible Loan Options
Tailored to your business, industry, and needs.
Transparent Terms
No hidden fees, no surprises.
Trusted Small Business Lender
Supporting thousands of businesses nationwide.
Dedicated Funding Experts
Real people who understand your challenges.
How Our Business Loan Process Works
Apply Online
Simple application, no lengthy paperwork.
Get Approved Quickly
Most decisions within 24 hours.
Receive Your Funds
Access capital in as little as 1–2 business days.
Grow With Confidence
Use your funding however your business needs.
Industries We Fund
Restaurants & Retail
- Fast, Revenue-Based Funding:
- Perfect for Seasonal & Daily Cash Needs
- Flexible Repayment
Construction & Contracting
- Upfront Capital for Projects
- Bridge Cash Flow Gaps
- No Collateral, No Delays
Transportation & Trucking
- Fuel, Repairs & Maintenance
- Manage Cash Flow Between Loads
- No Credit Hassles
Healthcare & Medical Practices
- Cover Staffing & Equipment Costs
- Manage Slow Insurance Reimbursements
- Flexible Repayment Options
Professional Services
- Access fast funding
- Smooth out cash flow fluctuations
- Repay flexibly based on your revenue
E-commerce & More
- Get quick funding
- Manage cash flow easily
- Flexible repayment tied to daily sales
Apply Today for Flexible Small Business Funding
At Fusion Capital, we believe small businesses deserve a funding partner that works as hard as they do. Whether you need working capital financing, a business term loan, invoice factoring, or a business line of credit, we’re here to help.
Fusion Capital – Smart, Fast, and Flexible Business Loans.
