Here’s how it works: You submit your eligible B2B invoices to us. We immediately advance you a large portion (typically 80–90%) of the invoice value. Once your client pays the invoice, we release the remaining balance to you, minus a small factoring fee.
This is not a loan—there’s no debt on your books, and your credit score is not the primary approval factor. Instead, our decision is based on your customers’ ability to pay and the quality of your receivables.
Invoice factoring is ideal for businesses that invoice customers on net terms (e.g., Net 30, Net 60) and need to bridge the gap between delivery and payment. Common industries that use factoring include staffing agencies, transportation, manufacturing, wholesale, distribution, and professional services.
At Fusion Capital, we handle the collections process professionally, helping you maintain strong client relationships while improving your cash flow. You can use the funds to make payroll, take on new contracts, pay suppliers, or invest in growth without waiting weeks or months for your receivables to come in.
If you’re tired of being cash-strapped while waiting on payments, our Invoice Factoring solution gives you fast, flexible working capital based on the revenue you’ve already earned.