Working Capital Loans
Every business faces cash flow challenges from time to time. That’s why Fusion Capital offers Working Capital Loans tailored to help you manage day-to-day expenses and short-term needs without disrupting your operations. Our goal is to keep your business running smoothly, even when revenue ebbs and flows.
This product is designed to cover operational costs and short-term financial gaps. It’s ideal for seasonal businesses preparing for high-traffic months, companies facing unexpected repairs or delays, or entrepreneurs who need fast cash to seize an opportunity.
One of the major advantages of our Working Capital Loan is the speed and flexibility. Our application process is quick, and funding is often provided within 24–48 hours after approval. This allows you to respond immediately to challenges or opportunities without derailing your business plans.
We evaluate your business performance, revenue trends, and repayment ability—not just your credit score—so even if you’ve had past credit issues, you may still qualify.
With short repayment terms and manageable payment schedules, this loan product is meant to be a reliable bridge—not a long-term burden. Whether you need to meet payroll during a slow month or order last-minute supplies, Fusion Capital’s Working Capital Loan provides peace of mind and financial breathing room.
Your Small Business partner since 2013
$100M+
Funded
12k+
Small Businesses
A+
Rating
Our Small Business Funding Solutions
Fusion Capital and our trusted partners can provide strategic working capital up to $1.5 million in as little as 24 hours from acceptance.
Small Business Loan
Fixed terms make this a hassle-free lending solution for growing businesses that need fast working capital for expansion, cash flow management, and other business operations.
- Prepayment discount
- Terms up to 18 months
- Approval decision in as little as 4 hours
- Funding up to $1.5 million
Working Capital Loans
Access quick working capital to cover payroll, inventory, marketing, or daily operations—so you can focus on growing your business.
- Variable terms accommodate lower cashflow period
- Weekly payback plans
- Funding up to $1.5 million
Business Lines of Credit
Flexible financing you can draw from anytime. Pay only for what you use—ideal for seasonal businesses or fluctuating cash flow.
- $5,000 — $100,000
- Weekly or Monthly Payments
- Repayment terms — 12, 18, & 24 months
- Draw & pay for only the amount you need, when you need it.
Invoice Factoring
Turn unpaid invoices into immediate cash flow. No more waiting 30, 60, or 90 days for customers to pay.
- Fast and Easy Process
- Immediate Cash Flow
- No More Payment Delays
- Flexible Funding
Business Term Loan
Get a lump sum upfront and repay with predictable monthly payments. Perfect for long-term projects, expansions, or large investments.
- Predictable payment schedule
- Lower interest rates
- Potential for early loan repayment
Equipment Financing
Funds equipment purchases while preserving cash flow
- Funding specifically for equipment purchases, repairs or leases
- No need for additional collateral
- Can skew towards higher rates
Why Choose Fusion Capital for Business Financing?
Fast Business Funding
Get approved in as little as 24 hours.
Flexible Loan Options
Tailored to your business, industry, and needs.
Transparent Terms
No hidden fees, no surprises.
Trusted Small Business Lender
Supporting thousands of businesses nationwide.
Dedicated Funding Experts
Real people who understand your challenges.
How Our Business Loan Process Works
Apply Online
Simple application, no lengthy paperwork.
Get Approved Quickly
Most decisions within 24 hours.
Receive Your Funds
Access capital in as little as 1–2 business days.
Grow With Confidence
Use your funding however your business needs.
Industries We Fund
Restaurants & Retail
- Fast, Revenue-Based Funding:
- Perfect for Seasonal & Daily Cash Needs
- Flexible Repayment
Construction & Contracting
- Upfront Capital for Projects
- Bridge Cash Flow Gaps
- No Collateral, No Delays
Transportation & Trucking
- Fuel, Repairs & Maintenance
- Manage Cash Flow Between Loads
- No Credit Hassles
Healthcare & Medical Practices
- Cover Staffing & Equipment Costs
- Manage Slow Insurance Reimbursements
- Flexible Repayment Options
Professional Services
- Access fast funding
- Smooth out cash flow fluctuations
- Repay flexibly based on your revenue
E-commerce & More
- Get quick funding
- Manage cash flow easily
- Flexible repayment tied to daily sales
Apply Today for Flexible Small Business Funding
At Fusion Capital, we believe small businesses deserve a funding partner that works as hard as they do. Whether you need working capital financing, a business term loan, invoice factoring, or a business line of credit, we’re here to help.
Fusion Capital – Smart, Fast, and Flexible Business Loans.
